NZ
AU
“Biju from Indus Mortgages made my home-buying experience smooth and stress-free. He explained everything clearly, kept me updated at every step, and went above and beyond to secure the best deal.”
Home loans from an Ipswich mortgage broker, Australia-wide
Whether you're buying your first home or your fifth, we find the loan that fits your goals, not just the first approval we can get.
What We Do
A mortgage that works for you, not just the bank
Australia has dozens of lenders, each with different rates, terms, and criteria. We do the comparison for you, approaching lenders on your behalf to find the most competitive deal for your specific situation.
From your first enquiry to settlement day, Biju and the Indus Mortgages team handle the paperwork, liaise with lenders, and keep you informed every step of the way.
Not sure where to start? Our guide to getting pre-approved for a mortgage walks through what lenders check before they commit to a number. If you already have a loan and you are wondering whether to move it, our article on when refinancing your mortgage actually makes sense sets out the maths. We also handle first home buyer lending, refinancing an existing mortgage and investment property loans for clients across Ipswich, Brisbane and the rest of Queensland.
Start Your Application
Loan Options
We work across all loan types
Fixed Rate
Lock in your interest rate for 1 to 5 years for certainty and consistent repayments. Great when rates are expected to rise.
Floating Rate
Your rate moves with the market. Gives you flexibility to make lump-sum repayments without penalty.
Split Rate
Split your loan between fixed and floating, enjoy rate certainty on part, and flexibility on the rest.
Revolving Credit
Use your mortgage like an overdraft. Pay down faster by putting your income directly into the account.
Offset Mortgage
Link your savings to your mortgage. Interest is only charged on the difference, reducing your total interest paid.
Interest Only
Pay just the interest for a set period. Popular with investors managing cash flow during a property hold.
How It Works
From enquiry to settlement
01
No-obligation consultation
We learn about your situation, goals, and timeline. Nothing to commit to.
02
We compare lenders
We approach the right lenders on your behalf and negotiate competitive terms.
03
We handle the paperwork
We prepare your application and manage all communication with the lender.
04
Settlement
Keys in hand. We stay with you right through to completion.
What you'll need to get started
- Proof of income (payslips or bank statements)
- Last 3 months of bank statements
- Photo ID (passport or driver licence)
- Details of any existing debts or liabilities
- Evidence of your deposit (savings statements, FHSS balance)
- Sale and purchase agreement (if you have one)
5.0 80+ Google reviews
What our clients are saying.
Real reviews from real South-East Queensland families we've helped through their mortgage journey.
“Thanks to Biju for assisting us to buy our new house. When speaking with him it’s always like talking with a friend. Answers promptly to the calls, though he is busy at times. Highly recommended.”
“Excellent service. Biju guided us through every step and helped us secure the best option for our home loan. Thanks for the great support.”
“Biju is a very approachable adviser. He did his part very well right from the start. Regular follow-up from him helped us a lot. All the best to Biju and the Indus Mortgages team.”
“We had a truly wonderful experience with Indus Mortgages as we pursued our dream home. Their friendly approach in discussing the banking process, coupled with their genuine advice, instilled great confidence in our decision.”
“Thank you Indus Mortgages for advising me and helping to land my first home. So responsive and patient throughout my journey. Highly recommend Biju for advice.”
“We are thankful to Biju for assisting us to buy our first home. The service provided was excellent. Biju is always approachable, knowledgeable and proactive.”
“I had a great experience with Indus Mortgages. Really helpful for the refinancing of my home loan. Highly recommended.”
“Biju from Indus Mortgages made my home-buying experience smooth and stress-free. He explained everything clearly, kept me updated at every step, and went above and beyond to secure the best deal.”
“Thanks to Biju for assisting us to buy our new house. When speaking with him it’s always like talking with a friend. Answers promptly to the calls, though he is busy at times. Highly recommended.”
“Excellent service. Biju guided us through every step and helped us secure the best option for our home loan. Thanks for the great support.”
“Biju is a very approachable adviser. He did his part very well right from the start. Regular follow-up from him helped us a lot. All the best to Biju and the Indus Mortgages team.”
“We had a truly wonderful experience with Indus Mortgages as we pursued our dream home. Their friendly approach in discussing the banking process, coupled with their genuine advice, instilled great confidence in our decision.”
“Thank you Indus Mortgages for advising me and helping to land my first home. So responsive and patient throughout my journey. Highly recommend Biju for advice.”
“We are thankful to Biju for assisting us to buy our first home. The service provided was excellent. Biju is always approachable, knowledgeable and proactive.”
“I had a great experience with Indus Mortgages. Really helpful for the refinancing of my home loan. Highly recommended.”
Ready to find your home loan?
Book a no-obligation consultation with Biju today. We'll walk you through your options and find the right fit.